Disciplined
underwriting.
Risk selection, cover and pricing: a consistent underwriting discipline across each programme.
RISK EXPERTISE
MANAGING GENERAL AGENT
Insurance.
Under your own brand.
Underwriting and reinsurance expertise to expand your offering. Programmes under your brand, with journeys connected to your systems.
Explore our modelTHE STABILITY OF INSURANCE AND REINSURANCE.
THE BROKER’S BRAND AND CLIENT RELATIONSHIP.
01 OUR CONVICTION
Your identity comes first.
Our expertise stands beside you.
You know
your clients.
Go further.
Your understanding of clients reveals new opportunities. AEVUM helps you turn them into insurance offerings under your brand.
AEVUM combines underwriting expertise with shared distribution infrastructure. Access programmes, select suitable options and grow your business with your own systems and client relationships.
New possibilities. Your way of working.
Risk expertise.
The strength of your distribution.
Disciplined
Insurance
under your own brand.
Expand your offering with programme cover and options, under your own brand.
YOUR COMMERCIAL IDENTITYA connected
journey.
A journey under your brand, ready to use or connect to your systems.
TECHNOLOGY THAT SUPPORTS YOUR ADVICE02 THE AEVUM BROKERS MODEL
INSURANCE CAPACITY. YOUR IDENTITY.Underwriting expertise.
Your signature.
Shared programmes and services give you more ways to grow. Your brand, your systems and servicing arrangements agreed with the programme partners.
THE MODEL IN MOTION
From capacity to your client.
15 seconds · Your brand, your journeys.
Reinsurers → licensed insurer → AEVUM programmes → brokers under their own brands → clients. Brokers may nominate their administrator, subject to insurer approval.
CAPACITY · DESIGN · UNDERWRITING.
01 / 04Structure the programme.
Structure the programme.
Align the expertise.
Bring the insurance carrier, reinsurance and distribution together around a target market. Set underwriting criteria, delegated authority and portfolio oversight.
YOUR BRAND · YOUR CLIENTS.
02 / 04Your brand.
Your brand.
The right options.
Apply your branding and select approved cover and options for your clients. Pricing and acceptance criteria remain within the programme’s agreed terms.
QUOTES · UNDERWRITING · ADVICE.
03 / 04From quote to policy.
From quote to policy.
Under your brand.
A branded journey, website integration or API connection: distribution designed around the way you work. Your advice remains part of the client journey.
POLICY SERVICING · PORTFOLIO OVERSIGHT.
04 / 04Track the policy.
Track the policy.
Monitor the portfolio.
Connect documents, policy changes, commissions and bordereaux. Exposure and underwriting performance reporting inform decisions with the broker and carrier.
Risk carrying, delegated authority and service commitments are set out in the agreements for each programme.
03 OUR PARTNERSHIPS
An international perspective.
Clearly defined responsibilities.
Your market.
Our commitment.
FOR BROKERSYour market.
Your market.
Your programme.
Your brand.
Expand your offering under your brand. Access programmes and distribution journeys, with an operating model suited to your business.
Discuss your programmeNew opportunities for brokers
Build your offering around structured programmes and options suited to your clients.
Straightforward access, with or without developers
Use a hosted journey under your brand, embed it in your website or connect your systems through APIs.
An operating model that works for you
Keep your systems and nominate your administrator, subject to programme terms and approval.
FOR REINSURERSYour capacity.
Your capacity.
Broker distribution.
Underwriting discipline.
Connect your risk appetite with broker distribution through an insurance carrier, defined underwriting criteria and portfolio oversight.
Discuss reinsuranceDefined risk selection
Target markets, acceptance criteria and exposure limits shape programme design and development.
Reporting built into programme design
Data requirements, bordereaux and performance reporting are defined from the outset to support portfolio oversight.
Underwriting governance
Delegated authority, controls and reporting thresholds are agreed with the insurer to govern portfolio growth.
FOR INSURERSYour capacity.
Your capacity.
Broker distribution.
One discipline.
Develop broker distribution with consistent underwriting discipline. Acceptance criteria, delegated authority and reporting form the basis of the partnership.
Discuss underwritingClear delegated authority
Cover, pricing and referral criteria distinguish delegated decisions from those retained by the carrier.
A view of the portfolio
Data, metrics and reporting frequency are defined to monitor exposures and underwriting performance.
Oversight of distribution
Broker feedback and policy monitoring inform changes to cover and underwriting criteria.
04 OUR BROKER CHARTER
Trust is built.
And put in writing.
Your role.
In black and white.
Your role with the client, data access and remuneration: commitments that define the relationship.
Product governance, customer protection and traceability: a framework built into the design of every programme.
THE PRINCIPLES OF OUR BROKER RELATIONSHIP
Your advisory role.
You are identified as the broker in the documentation. Your role in advising and supporting clients is clearly set out.
Distribution exclusively through brokers.
You provide the brand and advice. AEVUM’s model excludes direct sales to policyholders.
Portability with clear terms.
Exportable data, formats, timescales and exit terms are agreed in writing, with the carrier involved in policy continuity.
Transparent remuneration.
Commissions and any underwriting profit sharing: calculation methods, conditions and payment schedules are agreed in writing.
Each party’s rights and responsibilities are set out in the programme agreements.
05 GOVERNANCE
A vision shaped
by expertise.
Risk expertise guides programme design, underwriting decisions and portfolio oversight. Technology brings that discipline to broker distribution.
Yannick Drif
President & Co-founder
Trained in financial engineering at ISFA, Yannick Drif built his career in risk analysis and reinsurance broking, including roles at AXA and Aon. His expertise combines catastrophe risk modelling, programme structuring and pricing.
A co-author of research on the effects of climate change on life and health insurance, he combines quantitative analysis with an understanding of insurers’ needs. This perspective informs AEVUM’s ambition: disciplined programmes designed for distribution.
View his LinkedIn profileTHE ESSENTIALS
Clear
principles.
What is AEVUM’s role?
AEVUM is a managing general agent (MGA), focused on programme design, delegated underwriting and oversight within its mandates. The authorised insurer issues the policy and remains accountable to the policyholder, including where reinsurance is in place.
Whose brand does the client see?
Your brand, throughout the journey and marketing materials. The insurance carrier and other parties remain identified in the policy documentation.
What can be tailored?
Your branding, the client journey and options approved with the insurer. Bespoke cover or pricing requires a separate agreement.
Do we need to build our own technology?
No. A hosted journey under your brand lets you get started without development. You can also embed the journey in your website or connect your systems through APIs.
Can we choose our administrator?
You can nominate your administrator. Their role, data exchanges and responsibilities are agreed with the insurer within the programme framework.
YOUR NEXT PROGRAMME
Your market.
Your ambition.
Let’s talk.
Brokers, reinsurers, insurers:
let’s discuss your programme.
Mailing address13 rue Viète
75017 Paris · France